Melbet Nigeria Payout Review

For a verified account, Melbet is not slow. Crypto is near-instant, Skrill and Neteller clear in a few hours, and bank transfers in Nigeria are stated to process within 24 hours. The catch is the tail. Sikayetvar documents payouts delayed 7 to 14 banking days, and one e-wallet withdrawal of $2,100 sat pending from 12 April 2026 with no status change. Those delays are almost always tied to verification rather than an outright refusal, but the practical effect on a player waiting two weeks is the same.

Melbet's public record is thinner than its larger sister brand, but it points the same direction. The App Store sits at 2.9 over 43 ratings, with reviews alleging access problems, an uncredited ₦42,000 bonus and unresponsive support. A Reddit r/gambling post from June 2026 is titled 'MelBet Withheld My Money'. There is no class action and no documented freeze-after-win specific to Nigeria. But Melbet is a partner brand on the 1xBet platform, whose group entity was declared bankrupt in the Netherlands and which carries a heavy regulatory history. That network context is the backdrop to every large withdrawal here.

Melbet lets you sign up, deposit and bet before proving who you are, then runs the full ID check at your first cashout. That is the single biggest source of complaints. You will need a passport, ID card or driver's licence plus proof of address, and the same-method rule means you withdraw to whatever you deposited with. Verification is stated to take a few hours to several days depending on document quality and support load. We found no evidence the checks are weaponised after a win, but the delay at first withdrawal is structural, not an exception.

Melbet claims no withdrawal fee. The minimum is ₦1,000 and the daily cap is ₦1,000,000, with a single-ticket payout limit of ₦25,000,000, so a genuinely large win is paid across many days, each one a fresh chance for a verification flag. Two costs still reduce your net: your bank may add its own transfer charge, and since February 2026 a 5% withholding tax applies to winnings, not your stake, under the Nigeria Tax Act 2025. The welcome bonus looks generous on paper but carries 8x to 10x wagering on accumulators only, which most casual bettors will not clear.

The two run on the same platform and behave similarly: quick for small cash-outs, slow and document-heavy when an account is flagged. The difference is the paper trail. 1xBet carries a revoked UK licence, a parent-company bankruptcy and a far larger volume of withheld-win complaints. Melbet's record is lighter, partly because it is smaller and less scrutinised, not necessarily because it is safer. Both hold an NLRC licence with offshore Curaçao backing, so a Nigerian player has somewhere domestic to escalate but limited recourse beyond it. On current evidence Melbet's complaint record is the less alarming of the two, though that gap may narrow as it grows.